A guardian must be named in a written, witnessed Will, or a court decides for you. A minor cannot receive an insurance payout directly; a Trust structures it responsibly, released as they grow rather than as one lump sum. None of it needs a lawyer’s office to begin: six sections, one conversation per weekend, everything documented.
Free Resource
The Kids Legacy Checklist
Why this matters now
The six conversations every parent must have — before life makes them for you
- No Willmeans a court, not you, decides who raises your child
- 6conversations, one section per weekend, everything documented
- 32checkboxes with write-in prompts, from allergies to the original Will
One afternoon. Two parents. Everything your child’s guardian would need.
This free checklist gives you the six most important areas to cover for your child — from their health and school to guardianship, money, insurance and legal documents.
Work through it with your co-parent, or with your family as a group. Tick each box as you complete it and write the answers in the margin or a notebook. Don’t rush: one section per conversation is enough. Keep a copy somewhere two family members can find it, then use the Kids Legacy Tracker to store the actual details.
Health & Medical
The information no caregiver should have to guess: allergies, medications, the pediatrician, the preferred hospital.
Education & School
So their education doesn’t pause for anyone: school and class, the teacher, the fee schedule, where the records live.
Guardianship & Care
The decision most parents delay: a primary and a backup guardian, both asked, both agreed, in writing.
Financial Provision
What is being built for their future, and whether it is protected: savings, a Trust Fund, the chama.
Insurance & Protection
What is in place and the gaps that put your child at risk: life cover, current beneficiaries, payout through a Trust.
Legal & Final Wishes
The paperwork that decides who raises your child if you can’t: the witnessed Will, the lawyer, where the original is kept.
This checklist is for you if
You are the parent who decides before a court has to
- You have children under 18 and no written, witnessed Will naming a guardian
- You have a guardian in mind but have never asked them, or never confirmed it in writing
- Your life cover names your child directly, with no Trust to receive the payout
- You are the only person who knows your child’s allergies, medications, school fees and doctor
- You want to have this conversation with your co-parent but need somewhere to start
Why this checklist exists
“Every parent I sit with has a plan for their child in their head. Almost none of them have it on paper. This checklist is the afternoon that moves it from one to the other — before a court, a hospital or a bank has to guess.”Mnyindo Tairo Founder, Le'Risque Africa
Download the Free Checklist (PDF)
Instant download. No payment required. Tell us where to send it and the download opens immediately.
What happens after you download
Start this weekend
- Share it. Send the checklist to your co-parent or partner on WhatsApp right now. Everyone needs to be part of this conversation.
- Sit together. Book one afternoon this month and work through the most urgent sections first: guardianship, insurance, legal.
- Act on the gaps. Every unchecked box is a gap that puts your child at risk. Start with guardianship and the Will.
- Go deeper. Use the Kids Legacy Tracker to store the actual details, then structure it properly inside the Challenge.
Ready to go deeper?
The Kids Legacy Tracker, the guardian tools and the full course — all inside the Millionaire Trust Fund Baby Challenge.
Founding cohort starts 20 October 2026.