Legacy · For the grandchildren of your grandchildren
Intergenerational Planning
Shirtsleeves to shirtsleeves in three generations — unless someone designs otherwise.
The promise, in one line
"The plan is older than our youngest heir. That is why it works."
The story
Wealth is a relay, not a sprint
The statistics are brutal: most family wealth evaporates by the third generation. Not from catastrophe — from the absence of design. Each generation improvises, and improvisation compounds badly.
Intergenerational planning is the counter-design: structures, education and governance that treat wealth as a relay team, with every runner trained before the baton arrives.
See how intergenerational wealth transfers with design. See the estate structures, drawn out
What it protects
Promises, kept in writing
Built for the third generation
Structures sized for decades, reviewed each generation, owned by none.
Heirs, educated
The next runners learn stewardship before they inherit the baton.
Values travel with money
A documented family purpose keeps wealth pointed somewhere.
Erosion, engineered out
Taxes, disputes and dilution are designed against — not discovered.
Who This Is For
- Families whose wealth has survived one generation and must survive another
- Founders who want the enterprise or estate to outlast any individual's involvement
- Parents who think in decades, not years — and want their children to do the same
- Anyone who has watched wealth evaporate by the third generation and wants to design against it
How We Design It
- 01 Build structures that govern assets across generations — trusts, councils, constitutions
- 02 Educate heirs on stewardship before the baton arrives, not after
- 03 Document the family's purpose and values so wealth stays pointed somewhere
- 04 Review the plan at each generational transition — what worked for one may need redesigning for the next
Protectors on Intergenerational Planning
Families who made the promise
My grandfather planted the trees. The trust he wrote still decides who harvests. We are amending it for our children now.
We moved from inheritance as an event to inheritance as a curriculum.
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